Fractal Pay healthcare payment platform

Key outcomes

What changed after the engagement.

  • Enterprise-grade SaaS platform

    Built scalable multi-tenant architecture serving hospitals, clinics, and healthcare organizations with white-label capabilities.

  • AI-powered business intelligence

    Advanced analytics and AI algorithms help healthcare enterprises optimize revenue cycles and reduce payment friction.

  • Seamless enterprise integrations

    Native integrations with major EHR systems, billing platforms, and enterprise tools for streamlined workflows.

Impact in numbers

  • Enterprise clients
    50+
    Healthcare organizations onboarded
  • Payment volume
    $2M+
    Monthly transaction processing
  • Platform uptime
    99.9%
    Enterprise SLA compliance
  • Integration time
    < 2 weeks
    Average client onboarding
  • Revenue increase
    35%+
    Average client improvement
Overview

Enterprise healthcare payment platform transforming patient billing

A comprehensive B2B SaaS platform designed for healthcare enterprises. Fractal Pay provides hospitals, clinics, and healthcare organizations with a white-label payment solution that streamlines patient billing, enables collaborative family payments, and delivers AI-powered revenue optimization—serving the complex needs of modern healthcare institutions.

We built Fractal Pay as a comprehensive B2B SaaS solution for our client—an enterprise healthcare payment platform serving hospitals, clinics, and healthcare organizations. Our team delivered a scalable SaaS architecture with multi-tenant capabilities, white-label options, and enterprise-grade security that transforms how healthcare institutions manage patient payments.

Highlights
  • Enterprise-grade SaaS platform

    Built scalable multi-tenant architecture serving hospitals, clinics, and healthcare organizations with white-label capabilities.

  • AI-powered business intelligence

    Advanced analytics and AI algorithms help healthcare enterprises optimize revenue cycles and reduce payment friction.

  • Seamless enterprise integrations

    Native integrations with major EHR systems, billing platforms, and enterprise tools for streamlined workflows.

Business needs

Client challenge & B2B opportunity

Our client identified a massive opportunity in the B2B healthcare payments market. Healthcare organizations needed a comprehensive SaaS solution that could be white-labeled, integrate seamlessly with existing systems, and provide advanced payment capabilities to their patients while generating new revenue streams.

Key objectives
  • B2B SaaS architecture
  • Multi-tenant development
  • Enterprise integrations
  • White-label solutions
  • API development
  • SaaS security & compliance
Success criteria
50+ · Enterprise clients$2M+ · Payment volume99.9% · Platform uptime
Challenges and solutions
  • 01
    Problem

    Healthcare organizations lack modern, white-label payment solutions that integrate with their existing systems.

    Solution
    What we did

    Built comprehensive B2B SaaS platform with white-label capabilities and native EHR integrations for seamless deployment.

  • 02
    Problem

    Enterprise clients need multi-tenant architecture to serve multiple locations and departments efficiently.

    Solution
    What we did

    Implemented robust multi-tenant SaaS architecture with role-based access, department isolation, and centralized reporting.

  • 03
    Problem

    Healthcare enterprises require advanced analytics and AI to optimize their revenue cycles.

    Solution
    What we did

    Developed AI-powered business intelligence suite with predictive analytics, revenue forecasting, and payment optimization.

  • 04
    Problem

    Integration complexity and long deployment times slow enterprise adoption.

    Solution
    What we did

    Created standardized API gateway and pre-built connectors reducing integration time from months to weeks.

  • 05
    Problem

    Healthcare organizations need scalable solutions that can grow with their patient volume and locations.

    Solution
    What we did

    Built cloud-native SaaS infrastructure with auto-scaling, load balancing, and enterprise-grade performance monitoring.

Core platform features

  • Multi-tenant SaaS Architecture

    Pain: Healthcare organizations need separate instances for different departments, locations, and client bases.

    • Scalable multi-tenant database design with data isolation
    • Role-based access control and permission management
    • White-label customization and branding options
  • Enterprise Integration Suite

    Pain: Complex integration requirements with existing EHR, billing, and enterprise systems slow adoption.

    • Pre-built connectors for major EHR systems
    • RESTful API gateway with comprehensive documentation
    • Webhook system for real-time data synchronization
  • AI-powered Business Intelligence

    Pain: Healthcare enterprises lack actionable insights into payment patterns and revenue optimization opportunities.

    • Predictive analytics for payment behavior and revenue forecasting
    • AI-driven recommendations for payment plan optimization
    • Advanced reporting dashboard with KPI tracking
  • Split Payment Platform

    Pain: Patients and families need collaborative payment options for large medical expenses.

    • Family-friendly payment splitting functionality
    • Multiple secure payment methods and processors
    • Real-time payment tracking and notifications
  • Advanced Security & Compliance

    Pain: Healthcare payment platforms must meet strict security and regulatory requirements.

    • HIPAA-compliant data handling and storage
    • Enterprise-grade encryption and security measures
    • Audit trails and compliance reporting tools
  • Real-time Analytics Dashboard

    Pain: Healthcare administrators need comprehensive insights into payment performance and patient behavior.

    • Comprehensive payment analytics and reporting
    • Revenue optimization recommendations
    • Patient engagement and satisfaction metrics

Process

  • 01

    Market research

    • Healthcare analysis
    • B2B SaaS requirements
    • Compliance research
  • 02

    Platform architecture

    • Multi-tenant design
    • Security planning
    • Integration strategy
  • 03

    Backend development

    • Laravel SaaS foundation
    • Database architecture
    • API development
  • 04

    Frontend development

    • Vue.js dashboard
    • White-label theming
    • Mobile optimization
  • 05

    AI implementation

    • Payment analytics
    • Revenue optimization
    • Predictive modeling
  • 06

    Security & compliance

    • HIPAA compliance
    • Security auditing
    • Performance testing

The team delivered exactly what we envisioned and more. Fractal Pay has transformed how families manage medical expenses, and the technical execution exceeded our expectations.

Founder, Fractal Pay

Recognition

  • FinTech Innovation Award — Nominee
    Healthcare Finance Association • 2024
  • Healthcare Technology Excellence
    MedTech Breakthrough • 2024

Let’s talk fractal pay — enterprise healthcare payment saas platform

Share your goals. We’ll return a scope, risks, and a price band within 48 hours.

Contact